Woman holding a bank card alongside a smartphone

Personal
Accounts

A multi-currency account built for how you live, work, and travel. No hidden fees. No minimum balance.

Banking That Works for You

40+ Currencies

Hold, send, and receive in over 40 currencies with real exchange rates and no hidden markups.

Debit Card

A contactless Visa debit card for ATM withdrawals and purchases worldwide, with no foreign transaction fees.

Mobile First

Manage your account, check balances, and make transfers from anywhere with our mobile app.

Free Transfers

Send money to other Standard Trust accounts instantly and free of charge.

Instant Notifications

Get real-time push notifications for every transaction, so you always know what's happening.

Open Your Account in Minutes

Sign up online, verify your identity with a government-issued ID, and start banking immediately. No paperwork, no branch visits.

Get Started

Personal Account Questions

Is there a minimum balance or monthly fee?

No. A personal account can be opened with no minimum balance and no monthly maintenance fee. This makes it easy to get started and manage your everyday banking.

What currencies can I hold?

You can hold, send, and receive in over 40 currencies from a single account, exchanging at real rates with no hidden markups on supported currencies.

Are my deposits protected?

Yes. Your deposits are protected up to £85,000 under the Financial Services Compensation Scheme, giving you peace of mind.

How do I get my debit card?

Once your account is open, request your contactless Visa debit card from your dashboard. It supports ATM withdrawals and purchases worldwide with no foreign transaction fees.

How do transfers to other Standard Trust accounts work?

Sending money to other Standard Trust accounts is instant and free of charge from your dashboard or mobile app.

Ready to Start Banking?

Join 50,000+ clients who trust Standard Trust for their everyday banking needs.