Savings
Fixed
Deposits
Lock in competitive rates and grow your savings with a fixed deposit term that works for you.
Lock in competitive rates and grow your savings with a fixed deposit term that works for you.
A fixed deposit is a savings product where you place your money for a set term in exchange for a fixed interest rate. Your rate is locked at the start, so you know exactly how much your deposit will earn by the time it matures.
It's a straightforward way to put surplus cash to work while keeping your funds protected.
Open a Fixed DepositContact our team for current rates and minimum deposit requirements.
A short-term option for parking excess cash at a competitive rate.
Open AccountOur most popular option — a full year of fixed-rate returns.
Open AccountOur highest rate for clients who can commit to a longer investment horizon.
Open AccountRates are illustrative and subject to change. Contact our team for current rates and full terms and conditions.
Prefer certainty over volatility. A fixed deposit locks in a set rate for your full term, with no exposure to market fluctuation.
Planning a purchase, a holiday, or a milestone in a year or two? Match a term to your timeline and know the return in advance.
Keep idle working capital earning a return while it's not needed for day-to-day operations, with protection where it matters.
Register and complete identity verification to access our savings products online.
Select from our available terms — from 3 months up to 24 months — and review the rate.
Fund the deposit from your account balance to start earning right away.
Earn interest at your locked rate for the full term, then reinvest or withdraw at maturity.
Unlike an everyday savings account, your money is committed for the full term. Early withdrawal may be subject to reduced interest or penalties — check the terms before choosing a longer term.
We apply strong security controls so you can save with confidence.
Rates shown are illustrative and may change. Your rate is locked when you open the deposit, but confirming current rates with our team is always a good idea before committing.
Minimum deposit requirements depend on the deposit product and term you choose. Contact our team to confirm current requirements before applying.
Yes. We take the security of your funds seriously and apply strong controls across our operations.
Your funds are committed for the full term. Early withdrawal may be subject to reduced interest or penalties. Contact our team to understand the terms for your chosen deposit before you commit.
When your deposit matures you can choose to reinvest at the current rate or have the funds returned to your account. Our team can help you decide what's right for you.
Rates shown on this page are illustrative and subject to change. Once you open a fixed deposit, the rate is locked for the full term. Contact our team for current rates.